New Down Payment Assistance Program in The City of Antioch

Another opportunity has hit the market for first time homebuyers — and this one could be a game changer. If you’ve been dreaming about owning your first home but feel priced out by today’s rising costs, you are not alone. Many buyers are feeling stuck between home prices, interest rate changes, and the challenge of saving for a down payment. But the City of Antioch is stepping up with a powerful solution.

Through the Antioch Home Ownership Program (AHOP), eligible first time buyers can now receive up to $100,000 in down payment assistance — helping you move forward with more financial confidence and less stress.

What is AHOP

The Antioch Home Ownership Program is a city sponsored initiative created to expand access to homeownership for working residents who live or work in Antioch. The program partners with the Bay Area Affordable Homeownership Alliance to guide buyers through the process and provide financial support.

Program Highlights:

• $60,000 in assistance from the City of Antioch

• Up to $40,000 more from partner organizations

• Zero percent interest with no monthly payments

• Repayment only occurs when you sell, refinance, or pay off the mortgage

This is not a typical loan. It is a flexible tool to help reduce the upfront burden that stops many first time buyers from moving forward.

Who Is Eligible

You may qualify if you:

• Have not owned a home in the past 3 years

• Plan to buy within Antioch city limits

• Meet income guidelines (typically up to 120 percent of the area median income)

• Complete a HUD approved homebuyer education course

• Live or work in Antioch (priority often given)

What Can the Funds Be Used For

• Down payment

• Closing costs

• Interest rate buydowns

• Other lender approved fees

This can help you secure better terms, reduce your out of pocket expenses, and improve your overall buying power.

Are Applications Open

Yes. As of May 2025, applications are being accepted but funding is limited and demand is high. Only a handful of buyers will be approved this cycle, so acting early is important.

Join the Free Virtual Info Session

Want to learn more before you apply? You’re invited to a free virtual information session:

🗓 Thursday, May 22, 2025
🕕 6:00 PM to 7:30 PM (Pacific Time)
📍 Hosted on Zoom

This session will walk you through:

• How the AHOP program works

• Who qualifies

• How to apply

• What to expect from the homebuyer education requirement

Reservation is required by 7:00 PM on Wednesday, May 21, 2025.
Want help signing up? Reach out to me directly and I’ll take care of it for you.

More Than Just One Program

If you happen to not qualify for this program, don’t fret. AHOP is just one of many programs available to Bay Area residents. From city specific grants to county and state level support, there are several ways to reduce your upfront costs and make your homeownership goals more realistic — even in today’s competitive market.

Let’s Talk About Your Options

If you are feeling overwhelmed by the process or unsure where to begin, I am here to guide you. Together, we can:

• Review your eligibility

• Walk through the application steps

• Explore additional assistance programs that may apply to your situation

• Find homes that qualify under these programs

You do not have to figure this out alone. Whether you are just starting out or ready to buy, I will help you take the next step with clarity and confidence.

Reach out to me today and let’s explore the best homeownership programs available to you.

📞 Schedule Your Call Now

Let’s make your first home purchase a smart and affordable one.